Cheese Debit Mastercard for iOS

Hey Apple fans, I’ve got a new freeing experience in store for you. Are you tired of your bank tacking on fee’s? They payout low interest rates on your deposits? Never any special deals available from your vanilla brick & mortar bank.

Let me introduce you to a better experience. The Cheese Debit Mastercard your new favorite bank and last go to you’ll ever need. They’ve got your back with a juicy 0.3% interest rate APY that improves up to 3% when you refer a friend. Tons of cash back opportunities for shopping, phone service and paying bills. How about getting your paycheck ahead of the crowd? You get 2 day early arrival on most deposits. You’ll never get hit with any Fee’s and they don’t need a credit check to open an account. There is nothing to hate and everything to love with the Cheese debit card in your pocket.

Instant Cash Back

  • Exclusive cash back on phone bills, installments etc.
  • Up to 10% automatic cash back on 10K+ brands and stores

Deposit Bonus (APY)

  • 0.3% annual Cheese base rate;
  • 3% annual Cheese deposit bonus rate by referring friends to join

Get Paid Up to 2 Days Earlier

  • Set up direct deposit in the Cheese app and get paid earlier than your colleagues

Annual Fee

  • $0, zero banking fees
  • No Credit Check

Sign up in 2 minutes, no impact on your credit score

The Small Print

Cheese is a mobile banking service that rewards you. With no fees, you get up to 10% cash back on purchases big and small automatically¹, a 3% deposit bonus for referring friends to join², paychecks up to 2 days early³, access to 33,000+ no-fee MoneyPass® ATMs nationwide, and FDIC insurance up to $250,000⁴. With Cheese, your daily experiences and adventures have never been so rewarding.

Signing up just takes 2 mins on your phone, with NO credit check. Once approved, your virtual card in the app is ready to use immediately, and we ship your physical card to you in 7-10 business days. Sign up now to get $5 cash deposited into your Cheese Account, or donated it to the Cheese Giveback Fund! Join the Cheese Community today!

>> Get up to 10% cash back¹ on brands you like. No clicks, totally automated. 10,000+ participating stores both online and offline.

>> Get paid up to 2 days earlier than your colleagues with direct deposit³.

>> No banking fees, no hidden fees, no minimum balance requirement.

>> Get a 0.3% base deposit bonus and boost it up to 3% by referring friends². The more you invite, the longer you can enjoy the boost.

>> No fee ATM withdrawal at over 33,000 MoneyPass® ATMs.

>> Virtual card ready to use immediately after signup.

>> Apple Pay™/Google Pay™/Samsung Pay™ for contactless payments.

>> Bilingual customer support in English and Chinese.

>> Pledging $100,000 to support Asian communities through every new signup, beginning from March 10th to June 10th.

Download the app, sign up, and get your $5 bonus today!

For more information, please visit


***Learn how we collect and use your information by visiting our Privacy Policy at ***

¹ Cheese offers a basic 0.25% cash back on all eligible purchases that are settled and not being refunded, with a daily $10 total reward cap. In certain cases, Cheese may partner with selected vendors to offer additional cash back rewards on eligible purchases up to 10%. Please refer to Cheese’s mobile application for a completed list of vendors and current cash back incentives. Restrictions may apply. See Cheese Terms and Conditions for details at

² Cheese offers a basic 0.3% (annual rate) simple deposit bonus. Each user is eligible for a bonus equal to 0.3% (annual rate) of their daily balance. There is no minimum balance required to earn this bonus, and it is credited to the user’s Cheese account on the first day of the following month. The exact simple calculation of this deposit bonus is your daily balance in the Cheese account x 0.3% / 365.

At Cheese’s discretion, a referral bonus may be offered from time to time when a referred individual joins the Cheese program by opening a Cheese account and funds the account with a minimum of $50. When this referral is made and completed, both the person who made the referral and the person who was referred will receive a boost for the bonus rate from the basic 0.3% (annual rate) to 3% (annual rate) for the next 30 calendar days. Any individuals who are eligible for the deposit bonus reward will be subject to a maximum of $25 per calendar month. Restrictions may apply. See Cheese Terms and Conditions for details at

³ Early Direct Deposit may post up to 2 days earlier than the scheduled payment date. You may initiate direct deposits by providing your employer or government benefits administration with our Routing Number, and your 12-digit Account number. Restrictions may apply. See Cheese Terms and Conditions for details at

⁴ Banking products and services are provided by Coastal Community Bank, Member FDIC. Cheese accounts are FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. The Cheese Debit Card is issued by Coastal Community Bank, pursuant to license by Mastercard International.

2 thoughts on “Cheese Debit Mastercard for iOS

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